Category Archives: charlene crowell

Add Civil Rights Voices to Housing Policy Reform Discussions

Add Civil Rights Voices to Housing Policy Reform Discussions

charlene crowell, debt, payday lenders
*Wherever you live, or household size, home is a special place where children are raised, and memories are made. Owning a home is also the largest, single investment that most families make in a lifetime. Since the nationwide housing crash, family outcomes have varied. While some households have witnessed full recovery, others – often people […]

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Payday Lenders Try Legislative Run Around State Laws

Payday Lenders Try Legislative Run Around State Laws

Payday Lenders, charlene crowell, america's working poor,
*‘If at first you don’t succeed, try, try again’ is a well-known adage. In recent weeks, it seems that phrase could also be an apt description of the unrelenting efforts of predatory payday lenders to sell their wares. Across the country, 15 states as well as in the District of Columbia, with varying geographies, economies […]

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Charlene Crowell: Congress Gives Financial Fraudsters a Get-Out-Jail Free Card

Charlene Crowell: Congress Gives Financial Fraudsters a Get-Out-Jail Free Card

get out of jail free, charlene crowell
*A bill signed on November 1 by President Donald Trump sealed an unfortunate fate for consumers seeking financial justice. By signing H.J. Res. 111, both the President and Congress have together knocked down consumer protections to favor financial businesses and corporations. In Washington-speak, it’s about a rule that ends mandatory or forced arbitration. CFPB’s rule […]

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Charlene Crowell: Car Buys with Add-ons are Seldom a Good Deal for Consumers

Charlene Crowell: Car Buys with Add-ons are Seldom a Good Deal for Consumers

charlene crowell, america's working poor,
*It’s that time of year again when car dealers try to make room in their showrooms and lots for next year’s models. The seasonal clearance sales that come right before the holidays are just as tempting as ever, beckoning consumers to get that proverbial ‘new car fever’. But don’t let those shiny new cars blind […]

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Charlene Crowell: Education Cuts Ties to CFPB, Senators Seek Answers

Charlene Crowell: Education Cuts Ties to CFPB, Senators Seek Answers

charlene crowell, america's working poor,
*A recent letter from the U.S. Department of Education (DOE) to the Consumer Financial Protection Bureau (CFPB), along with a controversial appointment, have together triggered reactions that do not bode well for the 44 million consumers who together share $1.4 trillion in borrowed student debt. Debt levels in 2017 are more than double what it was in […]

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More Civil Rights and Consumer Protection Rollbacks Sought

More Civil Rights and Consumer Protection Rollbacks Sought

charlene crowell1
*When Barack Obama completed his two terms as America’s President, his legacy was punctuated by two key policy reforms: health care and consumer protection. Although broad news headlines chronicle multiple developments in attempts to repeal the Affordable Care Act, efforts to roll back consumer protections are just as determined and dangerous. Only July 12, a […]

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Charlene Crowell: White House Budget Blueprint Forewarns Fatal $6 Billion HUD Funding Cut

Charlene Crowell: White House Budget Blueprint Forewarns Fatal Billion HUD Funding Cut

charlene crowell1
*Proposed budget cuts — From youth yearning for the time to have their own place, to older Americans hoping to age in place, the need to have a home is a shared concern of consumers of all ages and locales. It’s where children are raised and memorable moments dwell. It’s also where many people rest, […]

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Mortgage Denials Persist for Black America

Mortgage Denials Persist for Black America

mortgage-denied1
*In recent weeks, a spate of news coverage has referred to America’s “inner cities”. Some may even interpret it as a new code word for minorities, usually referring to Blacks and Latinos. Yet today, according to Richard Rothstein, a research associate with the Economic Policy Institute, the inner city experience does not encompass all of […]

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Black Caucus Joins House for Strong Payday Rule

Black Caucus Joins House for Strong Payday Rule

charlene crowell1
*Within days of the October 7 deadline for public comment on the Consumer Financial Protection Bureau’s proposed payday rule, 104 Members of Congress from 32 states, the District of Columbia and the Virgin Islands together called for strong consumer protections, and an end to both regulatory loopholes and predatory debt traps. Joining the effort were […]

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Charlene Crowell: For-Profit Colleges May Value Profits Over Achievement

Charlene Crowell: For-Profit Colleges May Value Profits Over Achievement

charlene crowell1
*Higher education is supposed to be about opening doors to a promising future. Fortified by training, skills and credentials, a personal pathway to the middle class is the presumed goal. But in recent days, some higher education doors are closing, while others are writing checks for fines and refunds imposed by regulators. It’s almost enough […]

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